Sunday, January 24, 2010

Affection

We must aware that the affection is the type of feelings or a type of love between couples or between animals too.

I say that affection is one of the powerful feelings between the souls; for example, a doctor gives treatment to the patient without knowingly who is the person is and not with money minded.

If the doctor take care their patient with full affection, that is, taking the accountability to cure and support from patient, vice versa, any diseases can be cured.

A guy thinking about his lover to speak with her, immediately if he gets call from his lover, then it would be better understating between them or having real affection with goodwill, even thought they are far more than 1000 miles, see how the affection is working between them.

Each and everyday, we are exploring our affection in many way by doing our work in office or in house. If you love your work, then the result would be the great and perfect, others cannot find any kind of mistake on you or on your work.

You know that the coin has two sides, that is, head or tail; like that the affection has two sides, affection and disaffection.

Affection has full of positive energy that keeps our body active and we would be in satisfaction level, which takes us to next level of our life stage, whereas disaffection also will take us to next level, where negative emotions pass over our body and the result would be low/high blood pressure or with some other mentally affects.

A man starts his career at age of 25, and then he settled with his family at age of 50 with ample movable/immovable assets. He should get satisfaction at this age, if he keeps on his affection towards money, it will take him to mentally ill.

We will take the same scenario where I said in the top of this message, if disaffection starts to grow between the couples, if he/she gets call from their lover, it would react as mentally disturb.

More topics:
Festivals!
Studies in aboard
Book of death
My Journey to Yercaud
After your age of 60

Saturday, January 16, 2010

Agriculture

Agriculture is the production of foods thru’ farming and the key development that leads to rise of human society.

It creates food to run routine works of human and some extent to animals. Without having food, people cannot serve up with their works in both physically and mentally. Not only in terms of people, it keeps earth naturally.

It’s one of the oldest trades in our world from where barter system was in. It won’t stop today or tomorrow and the trade would be there till the last breath of human. Agriculture in India has a long history dating back to ten thousand years.

India has their own land to do agriculture with lot of natural resources where we can produce more foods thru’ farming.

Till today, India ranks second across the world in farming and output. It contributes 16.5% of total GDP in 2007 and 60% of people were active in farming and it’s one of the largest economic sectors in India.

Currently, the people’s contribution in agriculture is getting reduced and the most of agri people shifting their occupation to higher earnings like construction, textile and others.

To promote agricultural activities in India, the govt. of India regularly provisioning subsidies and other incentives in every budget. But the real problem lies in its implementation. Because most of the schemes are not getting reached properly.

Government has to come up with new ideas to streamline on how to reach the subsidies properly to the right person.

The growth of the agriculture sector in forthcoming days would be in top when compare to other sectors in India since some of the top private players has plan to keep their feet in agriculture.

Start to buy agriculture land or start to invest in agri lands wherever possible.

Tuesday, January 12, 2010

Goal for Gold

Gold once you hear the sound, it will come as no surprise to you to says that the gold is real money. Why? Because it fulfills your requirement and easily convert to real money whenever you want. The demand of the gold is always in high and the exchange rates are very attractive.

As you know that the growth of the gold price is getting tremendous and one of the best way to buy gold is thru’ systematically by every month, if possible every week.

Start to keep goal for gold by decent investment on a monthly basis, that is, start to buy at least a gram per month.

Now we will see the historical price of gold, every 25/5 years

Year - Price
1850 – 18.93
1875 – 18.94
1900 – 18.96
1925 – 20.64
1950 – 34.72
1975 – 160.86

1980 – 615.00
1985 – 317.00
1990 – 383.51
1995 – 383.79
2000 – 479.11
2005 – 601.74
2010 – current price
2015 - ???

Do simple homework,

12 months: 12 grams
36 months: 36 grams
60 months: 60 grams (I.e. five years)

Plan for long period such as 25 years

12 months X 25 years = 300 grams

Imagine the gold rate of one gram after 25 years from today.

Start to buy at least a gram per month in demant account, where you can keep your gold in your account, that is, not in real gold in your hand.

If you go out with your family to restaurant, shopping, movie or sightseeing, you have spent 1000 INR average. Try to avoid any one in a month and try to buy a gram, hope it is not costly to you and do not disturb this investment for 25 years.

Near future, gold plays a vital role across the world, as I have received lots of comments on my earlier post “Currency” that the global currency may be a gold!

Plan for your goal for gold now!

Friday, January 8, 2010

Unique Identification (UID) Number

The task is an initiative by Indian government to make a national identify card for every Indian with the purpose to improve the security level and e-serve to their citizen.

Some of the highlights are,

  • Will obviate need for multiple documentary proofs
  • Facilitate easy verification
  • Facilitate easy availing of government or private services
  • Help welfare programmes reach intended beneficiaries
  • Serve as basis for e-governance services
  • Cost effective
  • Fake identities


The project is in under control of Nandan Nilekani, a former co-chairman of Infosys Technologies.

The estimate cost to complete the project is 100 crs (US$30.9 billion) and will be rolled out to all Indian residents above the age of 18.

By initiative of this project will create 100000 new jobs in country and increase the business opportunities in domestic and international level.

After mid of this year (I.e. Aug 2010) the first UID numbers will be issued by our Indian government. (Days are very near)

Unique Identification (UID) Number is one where we can gather all kind of information about a citizen. Easily track their information like bank transaction, investment details, loan details, and payment of his telephone/electricity bill.

After the implementation of unique identification (UID) number, Indian government has a plan to link databases such as voter ID, passport, ration card, licenses and border area ID cards.

The union labor minister has on hand to link employee provident fund (EPF) database of 42 million citizens as the first database to be integrated into the unique ID system.

Tuesday, January 5, 2010

Climate interchange

Am very much happy to see the steps are taking to control the pollution by developed and developing countries across the world. Local governments are conducting their cabinet meeting in different ways to create awareness about the global warming.

China has implemented not to use plastic while shopping or carrying other goods. It was successful and the usage of plastic is getting down in some area. Instead of providing plastic bags while shopping, most of the branded shops were introduced cloth bags in attractive model.

Climate is changing gradually in some places in India, which we can easily identify. As everyone knows that Chennai is one of the hottest places in India and these days we can’t feel the hot in daytime and the highlight change is till morning 10.30 AM and after 5.00PM, the climate getting very cool with cool breeze.

If you want to go to outside during morning or evening in Chennai, do not forget to wear monkey cap or shoes or rain court. Yes, the climate is such cool. We can easily see the climate is getting interchange.

Further the climate is getting worst in most of the places in north India and transport like flights/trains has been cancelled. In some of the places, the electricity has been disconnected safer side. Light/Heavy vehicles are moving very slowly due to the mist.

Monday, January 4, 2010

Wrong selling

It’s a commitment specified to the client by the intermediates without company’s knowledge or company itself to sell out their product to the customer, which is not available in their product.

Most of the companies do not wrong sell their product as it’s affects company brand name in the market and it’s difficult to be in market or to do business.

There is an agreement between the company and the intermediates to sell their products and other commission details. By agreeing to sell the product, intermediates need to specify the product information, use of the product, insuring, returns for their capital or coupon rate for their deposit.

One more scenario, the intermediates may chance to misunderstand about the product, result or returns due to lack of knowledge or language problem. Before appoint intermediates, company needs to check the intermediates experience and his/her skills.

Training to the intermediates would be provided fully and need to understand whether the intermediates were aware of product information thoroughly.

Also there is a situation, to earn more commission or to go to next slap of percentage, the intermediates may do wrong sell or provide information, which is not related/not true about the product.

An example:

There is an investment company, they wants to sell their product thru’ intermediates by paying commission based on their achievements.

Investment Company offers to public that “investment of your money will deliver an average returns of 15-20%/pa for 5 years and above, and the money will be invested in stock market, also there is an risk that if market goes down your investment may come down below your capital.

Company offers commission slabs to their intermediates as 5% if collection below10 millions and 7% between 10-25 millions and 10% above 50 millions.

To get the maximum percentage of commission, the intermediates may sell out the company’s product to the customer by assuring above 40% or investment of amount would be in double for a period of 2-3 years from the date of investment.

Before going to sign up with the investment plan, customer needs to read the information kit, which is provided by the company while signing the application form or get in touch with company directly (thru’ call center) or access information by visiting their site.

Sunday, January 3, 2010

Permanent patient

The growth of medical field in past 20 years was fantastic and forthcoming days are in the way of rose. We were in research of new formula and used deal with new medicines for new diseases. The rises of new diseases are due to lack of exercise, environment and other sources.

You must aware that doctors are having their own side business (or) having good relationship with medical shops, scan centers, lab to get commission. Some of them are charging high fees and getting commission by prescribes costly medicines, scanning and testing bloods.

By prescribing medicines (more dose) like this, they are becoming permanent patient to their clinic. Doctors are comfortable by getting regular fees from their patient every month.

Medical companies are selecting doctors and take them in the name of survey to foreign (for sightseeing) and booking accommodation in star hotels. The total expense for these trips will be taken care by medical companies to prescribe their medicines by the doctors. These companies are ready to spend millions to the doctor as they must aware that they can earn more profit from patient thru’ these doctors only.

Recently, associations of medicines were announced rules not to avail benefits like this from medical companies and I do not know how long these rules will be in force or active or followed by the doctors.

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